Twenty people. One day. Fifteen working prototypes.

01READY TO PILOT

Circular Clause Extractor

Regulatory Compliance

Reads every new SBP circular and pulls the clauses that bind the bank, with the page number.

6 to 8 hrsback a week, from 10+

02READY TO PILOT

Evidence to Observation Matcher

Internal Audit, IT Audit

Matches returned evidence against the observation sheet, closes what is satisfied, re-issues the rest.

1 to 2 wksper audit area, cut to checking only

03READY TO PILOT

Contract Data Standardiser

Procurement

Twelve departments, twelve formats, one output. Flags anything it is unsure about.

10 mina month, down from 2 to 5 hours

04READY TO PILOT

Smart Proposal Designer

Business Banking

Builds the client proposal structure and the visuals, in bank branding.

2 to 3 hrsback a week per officer

05READY TO PILOT

Evidence Request Generator

Internal Audit

Groups sample transactions by department and drafts the chase emails, with a deadline.

1 to 2 hrsback a week, from 5 to 10

06READY TO PILOT

AI Exploratory Tester

Quality Assurance

Reads the requirement, writes the test cases, produces the bug sheet.

3 to 5 hrsback a week, from 5 to 10

07READY TO PILOT

Conversation Notes to One Pager

Information Security

Turns scattered meeting notes into the standard one page format.

5 to 8 hrsback a week, from 5 to 10

08READY TO PILOT

AI Stack Recommender

AI Associate, Tooling

Matches a use case to the tools and models that fit inside bank constraints.

5 to 8 hrsback a week, from 5 to 10

09READY TO PILOT

Email to Tracker Parser

Strategy, Project Tracking

Reads forwarded project mail and writes tasks, decisions and owners into one sheet.

3 to 5 hrsback a week, from 5 to 10

10READY TO PILOT

Client Follow-up Writer

Finance, Receivables

Writes a personal recovery reminder for each client from the ageing data. Nothing sends itself.

1 to 2 hrsback a week, from under 5

11READY TO PILOT

AI Manual Risk Scanner

Risk

Scans branchless banking manuals for access, data and control gaps before the meeting.

2 to 4 hrsback a week, from 2 to 5

12READY TO PILOT

Automation Opportunity Scanner

Credit Operations

Finds the manual steps worth automating, and skips what the loan system already covers.

1 to 2 hrsback a week, from 2 to 5

13METRIC TO SET FIRST

Executive Report Standardiser

Information Systems

Turns plain technical notes into a first draft report for the right audience.

Not yetmeasured. Baseline set in the pilot

14NEEDS A DECISION FIRST

Merchant Scoring Matrix

Risk, Merchant Compliance

Scores merchants against a rules matrix and buckets them high, medium or low.

Not yetmeasured. Scoring rules come first

15STAGED BUILD

AI Credit Risk Engine

Credit and Risk

Assesses affordability, repayment risk and collateral, and proposes a grade with the evidence attached.

5 to 10 hrsanalyst time back a week

Build inside the bank as it is, not as it might be.

The bank hires a cohort of AI Associates and Business Graduates every year. This time it wanted them building on day one.

Their problem, not oursEach person brought a task from their own week. Nobody was handed an exercise.

No customer dataNo names, no CNIC, no account numbers. Mask before you paste.

Pilot in fourteen daysEvery build had to be testable in a fortnight, next to the way the work is done now.